J. Taylor Insurance Agency
Since 1979 Ca Lic: 0575100
National Flood Insurance Program has established a legal definition for a flood as follows:
A flood is a general and temporary condition where two or more acres of normally dry land or two or more properties are inundated by water or mudflow.
Anywhere it rains it can flood.
Many conditions can result in a flood: hurricanes, broken levees, outdated or clogged drainage systems and rapid accumulation of rainfall.
Just because you haven’t experienced a flood in the past, doesn’t mean you won’t in the future. Flood risk isn’t just based on history, it’s also based on a number of factors: such as rainfall, river-flow and tidal-surge data, topography, flood-control measures, and changes due to building and development. New development miles upstream can create flooding in your area.
Flood Resource Information :
Experts define The Big One as a quake of at least a 7.8 magnitude along the southern part of the San Andreas Fault. That quake would be 44 times stronger than Southern California’s Northridge earthquake of 1994, which caused 72 deaths, about 9,000 injuries and an estimated $25 billion in damage.
In 2008, a group of scientists, engineers and others predicted The Big One would lead to more than 1,800 deaths, 50,000 injuries and $200 billion in damage and other losses.
A scientific forecast released in 2014 pegged the likelihood at 48% of at least one California earthquake with a magnitude of 7.5 or more within the following 30 years. The likelihood drops to 7% for one or more quakes at 8 or higher. Broken down by region, the percentages are higher for the Los Angeles area than for the San Francisco area.
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