How it works

Excess Liability  or Umbrella Liability ?

Excess insurance does not affect the terms of your underlying policy, but instead provides additional limits. Umbrella insurance is a broader type of excess insurance that can additionally cover situations outside the scope of the underlying policy.

 both policies will require minimum limits for the underlying coverages

 Extend Coverage  Over your

• Home
• Cars
• Boat
• Motorcycles
• Vacation Home
• Rental Homes
• Vacant Land

Stand Alone Umbrella Liability  $1,000,000 to $5,000,000

Keep your present policies

Cover Your Home - Rental Properties - Automobiles